1. Auto insurance is required in the state of Massachusetts. Check with your insurance agent to confirm minimum coverage requirements in your state. 
  2. Small business owner? Your insurance premium may be tax deductible for business use. For example, if you use your car solely for business purposes 30% of the time, then you may be able to deduct 30% of your insurance premium on your tax return - ask your accountant if this applies to you.
  3. Your car insurance may not cover theft. If you have items stolen from your vehicle, they may not be covered by either your auto or home insurance. Home insurance typically only covers items when they are stolen from you home. Have AAA? Speak with one of our agents today to learn more about the enhanced benefits to loss coverages offered with your AAA Membership. 
  4. You may need more coverage then you think. Some policies offer default minimum coverage amounts that could leave you underinsured in the event of a loss. In all cases, the peace of mind given by being properly insured far outweights the increase to your premium. Call BEARCE today to discuss our recommended coverage limits. 
  5. Rental and towing isn't standard. In the event of an accident, you may need to rent a car while repairs are being completed. These coverages can be added to your policy without a major impact on your premium. Speak with one of our agents to have this enhancement added to your policy today. 

From your friends at BEARCE Insurance.